Insurance, Claims & Accidents

Archive for the ‘Common Accidents’ Category

One thing that many people do not understand is that if you have tripped while walking down the street, on the sidewalk, in a car park, or any other public area, this does not mean you are automatically eligible to file a personal injury claim, nor is there any guarantee that you will receive any form of compensation for slips, trips and falls from the local highway authority or owner of the property, if the property is not under the governance of the local authority. While the roads and pavements around your local community are maintained by the local council, and they do have a responsibility to ensure that those streets are maintained in reasonable condition, it does not mean that just because there is a defect in the pavement that they are automatically liable.

The main question that your no win no fee lawyer will be finding the answer to is what the ‘reasonable conditions’ are. This is a matter of degree, and each specific case will rely on facts such as the weather, the lighting conditions, the age of the individual involved in the accident, the type of defect that caused the accident, whether or not there were any warning signs, and whether or not the individual in question contributed to the accident. If you find yourself injured in some form of slip, trip or fall on the street, you should contact your local no win no fee lawyer at your earliest convenience to determine whether or not you are eligible for compensation as a result of a personal injury claim.

It seems that whenever there is special occasion or anniversary the sky lights up with fireworks.

While the fireworks can be spectacular to watch, and especially enjoyable for children, there are often terrible accidents caused by a lack of attention and supervision during the course of the pyrotechnic display.

For obvious reasons, November is a particularly busy time for personal injury ’no win, no fee’ solicitors.

Every year brings dreadful accounts of burns and maiming caused by Bonfire Night festivities. Despite clear guidelines and safety warnings, people still pay little attention to the type of fireworks they purchase – even buying them from market stalls or off the Internet.

Even firework parties organised by a local council can end in tragedy. It seems that in the quest to stage an unforgettable firework spectacle common sense is sometimes thrown out of the window.

A ‘no win, no fee’ personal injury solicitor is able to determine what negligence has taken place and by which party. The solicitor will guide you through the process of making a claim for compensation and arrange matters at the court where your case will be heard.

If your case is unsuccessful you will not be charged any fees, while if your claim is upheld and compensation awarded, you keep the full amount of the amount granted.

While this may not cover you entirely for an injury, it will at least ensure you remain in relative financial stability until you are ready to resume working.

If you have suffered an accident in the workplace or been involved in a car accident, you may well want to make a ‘no win no fee’ accident claim for personal injury.

This is a particularly useful scheme as most claims are not eligible for legal aid, which means stumping up for costly legal fees that will probably not be returned if your claim is dismissed by the court.

However, under the terms of no win no fee claims you are not liable for a solicitor’s fees if you are unsuccessful and should you win, the losing party should cover the costs.

In the case of the losing party deciding the costs are too high, the court may decide that the entire amount need not be paid. In this case, you could have to make up the difference from the compensation you have been awarded.

Also, before deciding to go ahead with a no win no fee personal injury claim, it is advisable to make certain exactly how much the solicitor will deduct from your compensation as his success fee, and how much is likely to be covered from the losing party.

Think carefully about this and shop around for no win no fee solicitors that have the best success rate compared with the amount that they expect to take as their fee for winning a case. This could make a significant difference to the amount of personal injury compensation that ends up in your pocket.

Shoulder injuries are one of the most common types of personal injury caused by accidents in the workplace. The majority of these injuries are caused by insufficient implementation of Health & Safety procedures and are therefore directly attributable to the employer.

It should be remembered that the shoulder is an exceptionally complex joint. Not only that, it is responsible for the mobility and flexibility of our hands. For many, impaired dexterity could signal the termination of their job which results in a substantial loss of earnings and a very precarious financial future.

An expert ’no win, no fee’ personal injury solicitor will pursue your claim in a court of law. A ’no win, no fee’ agreement means that you can seek redress from your employer at no cost to yourself.

If you are unfortunate to be unsuccessful, then you have lost none of your own money and will have hopefully highlighted health and safety issues in the workplace that may well aid legislation at a later date.

However, if you are successful, then every penny that you were awarded in compensation is yours to keep. The personal injury solicitor will collect his success fee from the negligent party’s insurance policy.  

Even a shoulder injury that, although uncomfortable, gradually becomes better over the course of 10 to 12 months could pay out compensation of up to £2500, while one lasting for a couple of years may well net you between £3-4000. In the unfortunate case where there is lasting damage and acute pain, the amount may be as high as £22,000.

An accident at home, work or outside can often result in a broken bone or fracture. Accidents that occur as a result of a car or motorbike collision, a fall walking home along a clumsily laid pavement or a trip at work can all result in a debilitating injury.

However, it is not always immediately apparent that the victim has indeed sustained a fracture. A closed fracture is one of the most common types of injury. Although the sufferer will be in considerable pain, the fact that the skin remains unbroken often misleads the victim into thinking the injury is simply unsightly bruising.

As the injured party may not realise the severity of the accident, they often do not visit the doctor or the hospital.

It is crucial to attend an Accident and Emergency Unit as soon as possible after the accident. Every year, ‘no win, no fee’ personal injury solicitors attend to thousands of cases where the victim of negligence has delayed receiving medical treatment.

Although this should not affect your claim for no win, no fee compensation, it is important to set the ball rolling as quickly as possible. This will only help your case in the future, making it easier to claim.

This is because the ‘no win, no fee’ claim solicitor collects as much information as possible to make sure your claim will be successful. This means gathering medical records and witness accounts – information which greatly strengthens your claim.

As you will undoubtedly suffer loss of earnings because of your inability to work, a ‘no win, no fee’ personal injury claim will enable you to enjoy a degree of financial security at absolutely no cost to yourself.

Many things can happen in the winter months from frozen pipes to snow drifts. But the most common problem is slipping on frozen ice.

Black ice is virtually unnoticeable to the eye and this type of ice, causes the most risk as you are often walking on it before your aware of it.

Falling on ice may seem like a small accident but it can leave you with broken bones and slipped discs in your back, and off work for months.